Don't Take Their Word for It.
Download the free Builder Credentials Verification Checklist and confirm everything that matters directly with a third party before you sign a contract.
A contractor who says they're licensed and insured usually is. Unless they’re not.
Builders have been known to register with their Workers Compensation insurer to get a registration number, then let their payments lapse. If a worker is injured on your site and coverage has lapsed, the liability can fall on you as the homeowner.
The FTC received over 81,000 home improvement fraud reports in 2024 in the US. Most involved contractors who looked legitimate. Polished websites, professional vehicles, and confident answers in an interview are not the same as a valid license and current insurance coverage.
Verification takes about 30 minutes. It happens before you sign anything. And it's the step most homeowners skip entirely.
The Credentials Verification Checklist walks you through four independent checks:
License Verification - how to confirm a builder's license is valid, current, and in good standing directly through the provincial warranty website, not just by asking them
Insurance Documentation - how to verify General Liability, Workers Compensation, and Commercial General Liability coverage is actually active, not just printed on a certificate that may be out of date
Bonding Status - what bonding means, when it matters, and how to confirm it for your specific project
Business Standing - how to check BBB complaints, lien history, and business address to confirm you're dealing with a legitimate, established operation
Every step in this checklist is verified independently through a third-party source. Not by asking the contractor.
What homeowners say after working with Aaron:
“Aaron’s assistance was critical in getting our renovation started with obtaining building permits and later supporting us through the renovation process. He helped make an overwhelming experience much more manageable.
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“Starting the build felt daunting. Aaron coached us through each step, explaining our responsibilities and our builder’s role. He is knowledgeable, creative, and very passionate about making sure his clients are equipped with all the information they need to make smart decisions.”
The industry counts on homeowners not doing this step.
I've spent 15 years inside the construction industry. I've seen what happens when homeowners take a contractor at their word on credentials. This checklist removes that risk entirely.
Every item on this list can be verified in under 30 minutes with a phone call or an online search. There's no reason to skip it.
Verify first. Sign second.
Download the free Credentials Verification Checklist and confirm what actually matters before you commit to anyone.